Privacy Policy – ATC Financial Services LLC
Last Updated : Sep 25, 2024
ATC Financial Services LLC (“ATC Financial,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and disclose your personal information when you use our services, including insurance brokerage services provided via our website https://financialatc.com/ and any related applications.
By accessing and using our services, you consent to the collection and processing of your personal information as outlined in this Privacy Policy and our Terms of Service.
1. Personal Information We Collect
Your We collect the following personal information necessary for providing insurance brokerage services:
- Personal Details: Name, date of birth, Social Security Number (SSN), and contact information (email, phone number, address).
- Insurance Details: Current insurance provider, policy number, coverage details, and claims history.
- Financial Information: Payment details, credit card information, and income information if required for underwriting.
- Employment Information: Employer name, job title, and employment status.
- Health Information (if applicable): Medical conditions, medications, and doctor information for health-related insurance policies.
2. How We Use Your Personal Information
We use the personal information we collect to:
· Process insurance applications, including quotes, underwriting, and managing policies.
· Verify eligibility for specific insurance products and coverages.
· Communicate with you about policy updates, renewals, and other services.
· Manage billing and payments for insurance policies.
· Provide customer support for claims, policy questions, and other inquiries.
· Comply with legal obligations, such as reporting and fraud prevention.
3. How We Disclose Your Personal Information
We may share your personal information with:
- Insurance carriers for policy underwriting and claims processing.
- Third-party service providers for payment processing, customer support, and policy management.
- Legal authorities when required to comply with laws or legal processes.
- Business partners in the event of a merger or acquisition.
4. Use of Cookies and Tracking Technologies
We could be using cookies and similar tracking technologies to enhance user experience, analyze website traffic, and customize content. You can manage cookie preferences through your browser settings.
5. Your Privacy Choices
You can:
- Access and update your personal information.
- Opt-out of marketing communications.
- Delete your personal information by contacting us directly.
- Withdraw consent for specific data uses at any time.
6. Use of Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our website and improve our services. Cookies help us understand user behavior, track preferences, and analyze website traffic. This data allows us to offer a more personalized experience. You can control the use of cookies through your browser settings and opt-out of certain types of cookies if desired. For more details on managing cookies, visit your browser’s help section or consult online guides.
7. Security
We implement industry-standard security measures to protect your personal information from unauthorized access, use, or disclosure. However, no data transmission over the internet can be guaranteed as completely secure.
8. Retention
We retain your personal information for as long as necessary to provide our services and comply with legal obligations. When your information is no longer needed, we will securely delete or anonymize it.
9. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices of these websites and encourage you to review their privacy policies.
10. Changes to this Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on our website, and the updated policy will reflect the latest revision date.
11. Contact Information
If you have any questions or concerns about this Privacy Policy, please contact us at:
· Email: contact@financialatc.com
· Phone: +1 (956) 599-9151
· Mailing Address: 2005 N Conway Ave STE A Mission, TX 78572