Terms of service – ATC Financial Services LLC
Last Updated : Sep 25, 2024
1. Introduction
By using our services, including our website https://financialatc.com, mobile applications, or any services provided by ATC Financial Services LLC (“Company,” “we,” or “us”), you agree to these Terms of Service (“Terms”) and our Privacy Policy, which is incorporated by reference. These Terms apply to all users of our services. If you do not agree, please cease using our services.
If you are accepting these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind that entity.
We reserve the right to modify these Terms at any time. Any changes will be posted on the website, and by continuing to use our services, you agree to the modified Terms.
The term “Services” refers to all features and functionalities provided by ATC Financial Services LLC, including insurance brokerage, advisory services, and support features.
2. Privacy
Your privacy is extremely important to us. Our collection, use, and protection of any personal information you provide is governed by our [Privacy Policy] https://financialatc.com/privacy-policy, which is incorporated into these Terms of Service. By using our services, you consent to the practices described in the Privacy Policy. We are committed to safeguarding your data and ensuring that any information shared with ATC Financial Services LLC is handled in compliance with applicable privacy regulations. Please review the Privacy Policy carefully to understand how we manage your information.
3. User Account
While it is possible that you may need to create an account to access certain features or services provided by ATC Financial Services LLC, it is not mandatory for all services. If you choose to create an account, you are responsible for keeping your credentials secure. ATC Financial Services LLC is not liable for any unauthorized access resulting from failure to maintain the confidentiality of your account. If you suspect any unauthorized use, please notify us immediately.
4. Data and Services
ATC Financial Services LLC provides personalized insurance brokerage services, but the availability of certain data and features may depend on the specific service you use. While we strive to ensure the accuracy and availability of our services, there may be occasional interruptions due to maintenance or unforeseen technical issues. It is your responsibility to review the accuracy of any information provided by our services before acting on it. ATC Financial Services LLC is not responsible for storing or backing up any data you may require in the future.
5. Use of Services
You agree to use ATC Financial Services LLC’s offerings only for lawful purposes and in accordance with these Terms. Unauthorized uses, including but not limited to reverse engineering, modifying, or reselling our services, are strictly prohibited. You may not use our services to engage in any activity that could harm our systems, breach intellectual property laws, or violate the rights of others. Misuse of our services may result in the termination of access, and we reserve the right to take legal action if necessary.
6. Limitation of Liability
ATC Financial Services LLC provides services “as-is” and without warranties. We are not liable for any direct, indirect, or consequential damages that arise from the use of our services, including any loss of data or profits. Your use of our services is at your own risk.
7. Intellectual Property
All rights, including copyrights, patents, trademarks, and trade secrets in the services provided by ATC Financial Services LLC, are owned by the company or its licensors. This includes all software, documentation, designs, text, graphics, logos, and any other materials associated with the services. By using our services, you do not gain ownership of any intellectual property rights. You are granted a limited, non-exclusive license to use the services as per these Terms. You may not modify, distribute, or create derivative works without explicit permission from ATC Financial.
The company reserves all rights not expressly granted to you under these Terms. If you contribute feedback or ideas to improve the services, those contributions become the intellectual property of ATC Financial Services LLC without any obligation to compensate you. If any infringement issues arise related to third-party intellectual property rights, please notify us immediately, and we will take appropriate action, including modifying or removing any infringing content.
In case of termination of access to our services, your right to use the services will cease, but certain intellectual property rights provisions, such as ownership clauses, will continue to apply.
8. Intellectual Property
ATC Financial Services LLC’s website may include links to external third-party websites (“External Sites”). These links are provided solely for your convenience, and ATC Financial does not endorse or take responsibility for the content, accuracy, or policies of these sites. Accessing any linked External Sites is done at your own risk, and we encourage you to review the terms and privacy policies of these websites. ATC Financial is not liable for any damages or losses caused by accessing or relying on content from External Sites.
9. Changes to Terms
ATC Financial Services LLC reserves the right to modify, update, or revise these Terms of Service at any time. Any changes will be posted on our website [Insert Website URL], and it is your responsibility to review the updated Terms. We will indicate the effective date of any modifications at the top of the page. By continuing to use our services after any changes have been made, you agree to be bound by the updated Terms. If you do not agree with the modifications, you should discontinue using our services immediately.
10. Termination
ATC Financial Services LLC reserves the right, at its sole discretion, to suspend, restrict, or terminate your access to the website or services at any time, for any reason, and without prior notice or liability. This includes the right to terminate services if you violate these Terms, engage in unlawful activity, or misuse the services. Upon termination, your right to use the services will cease immediately. You remain responsible for any fees incurred up to the date of termination. Certain provisions, such as those related to intellectual property, liability, and confidentiality, will survive termination.
11. Confidentiality
Both parties agree to maintain the confidentiality of any proprietary or non-public information disclosed during the use of ATC Financial Services LLC’s services. Confidential information includes, but is not limited to, trade secrets, customer lists, business strategies, financial data, and Personal Data. Personal Data refers to any information that identifies an individual, such as name, address, social security number, or any information deemed personally identifiable by applicable law. Each party must take reasonable steps to protect this information, ensuring that only authorized personnel have access to it, and use the same level of care as they would for their own confidential information.
Confidential Information does not include information that is publicly available, independently developed without breach of this agreement, or lawfully obtained from a third party. If either party is required to disclose Confidential Information due to legal obligations, they must notify the other party in advance (if possible) to allow for protective measures, such as a court order or other legal remedies.
Both parties agree not to disclose, use, or make available the other party’s Confidential Information or Personal Data to any third parties, except where necessary for fulfilling obligations under this agreement or where explicitly authorized by the other party. The receiving party shall take all reasonable steps to safeguard the Confidential Information and shall restrict access to those employees or agents who need access to perform their obligations.
This confidentiality obligation remains in effect for five (5) years after the termination of the agreement, unless a longer period is required by law, and applies to all Confidential Information, including Personal Data.
12. Indemnification
You agree to indemnify, defend, and hold harmless ATC Financial Services LLC, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of or in connection with your use of the services, your violation of these Terms, or any infringement of third-party rights. This includes, but is not limited to, any breach of intellectual property, privacy rights, or misuse of personal data.
If we are subject to any claim for which you are required to indemnify us, we will promptly notify you in writing. You will assume control of the defense, but ATC Financial reserves the right to participate in the proceedings with its own counsel at its own expense. You may not settle any claim without ATC Financial’s prior written consent, especially if the settlement imposes any obligation on ATC Financial or does not fully release ATC Financial from liability.
This indemnification obligation survives the termination or expiration of these Terms.
13. Governing Law
These Terms of Service are governed by and construed in accordance with the laws of the United States and the state where ATC Financial Services LLC operates, without regard to its conflict of law principles. Any disputes arising from or related to these Terms or your use of the services will be resolved in the courts located in that state, and you consent to the personal jurisdiction of such courts. Both parties agree to waive any right to a jury trial in connection with any litigation arising from these Terms.
14. Equitable Relief
You acknowledge and agree that any violation or threatened violation of ATC Financial Services LLC’s intellectual property rights or breach of confidentiality obligations could cause irreparable harm, for which monetary damages may not be sufficient. Therefore, ATC Financial Services LLC shall be entitled to seek injunctive or equitable relief in any court of competent jurisdiction to prevent such breaches or violations, in addition to other legal remedies available under these Terms, without the need to post a bond.
15. Compliance with Applicable Laws
ATC Financial Services LLC operates in the United States, and all users must comply with applicable U.S. laws. If you access our services from outside the U.S., you are responsible for ensuring that your use complies with local laws. We make no representation that our services are appropriate or available for use outside the U.S. Accessing our services in jurisdictions where it is illegal is prohibited.
16. Contact Information
If you have any questions about these Terms of Service or need assistance regarding our services, please contact us through the following:
- Email: contact@financialatc.com
- Phone: +1 (956) 599-91-51
- Mailing Address: 2005 N Conway Ave STE A Mission, TX 78572
17. Miscellaneous
These Terms constitute the entire agreement between you and ATC Financial Services LLC regarding the use of our services, and they supersede any prior agreements or understandings. If any provision of these Terms is found invalid or unenforceable, the remaining provisions will continue in full force and effect.}
18. Consent
By using our website or services, you consent to these Terms of Service and agree to abide by them. By clicking “I Agree,” you acknowledge that you have read and understood these Terms.